Acceptance of Terms

By accessing or using MF Analytics, you agree to these Terms of Service. If you do not agree, you should not use the platform.

Definitions

“MF Analytics”, “we”, “us”, and “our” refer to the mutual fund analytics and education platform operated by [LEGAL_ENTITY_NAME].

“User”, “you”, and “your” refer to any person who accesses the website, creates an account, or uses the services.

Service Description

MF Analytics provides data analytics and investor education only. It helps users review mutual fund information, portfolio patterns, and educational material.

MF Analytics is not a SEBI-registered investment adviser, research analyst, broker, or distributor. Nothing on the platform is investment advice or a recommendation to buy, sell, switch, redeem, or hold any mutual fund or security.

Eligibility

You must be at least 18 years old and an Indian resident to use MF Analytics. By using the service, you confirm that you meet these eligibility requirements.

Account Responsibilities

You are responsible for maintaining the confidentiality of your account credentials and for all activity under your account. You agree to provide accurate information and to keep it updated.

Subscriptions, Billing & Payments

MF Analytics may offer Free, Basic, Pro, and Enterprise plan tiers. Paid plans are billed through Razorpay and may renew automatically unless cancelled before the next billing cycle.

Prices, plan limits, and features may change with prior notice. Continued use after a pricing or plan change takes effect means you accept the updated plan terms.

Acceptable Use

You may not scrape, resell, reproduce, redistribute, or use automated data extraction against MF Analytics. You may not interfere with the service, bypass access controls, or use the platform for unlawful activity.

Intellectual Property

The MF Analytics ranking methodology, product design, datasets, reports, educational content, and all related intellectual property are proprietary to [LEGAL_ENTITY_NAME].

Compliance Disclaimers

Limitation of Liability

To the maximum extent permitted by law, [LEGAL_ENTITY_NAME] will not be liable for indirect, incidental, consequential, special, or punitive damages, including investment losses, lost profits, or loss of data arising from use of MF Analytics.

No Warranty

MF Analytics is provided on an “as is” and “as available” basis. We do not warrant that the platform will be uninterrupted, error-free, complete, or suitable for your personal financial situation.

Indemnity

You agree to indemnify and hold [LEGAL_ENTITY_NAME] harmless from claims, losses, damages, liabilities, and expenses arising from your misuse of the platform, violation of these terms, or violation of law.

Termination

We may suspend or terminate access to MF Analytics if you violate these terms, misuse the service, fail to pay applicable fees, or create risk for the platform or other users.

Governing Law & Jurisdiction

These terms are governed by the laws of India. The courts of [JURISDICTION_CITY] have exclusive jurisdiction over disputes arising from or relating to MF Analytics.

Changes to Terms

We may update these terms from time to time. Material changes will be communicated through the platform or other reasonable means, and continued use after changes means you accept the revised terms.

Contact

For questions about these terms, contact [LEGAL_ENTITY_NAME] at [SUPPORT_EMAIL].